Other Information

Frequently Asked Questions

General

Flexible Benefits provide protection and peace of mind in the moments that matter — and for those who matter most to you. This Open Enrollment, take a fresh look at your options. Consider not only what the coverages offer but also why they are important.

Your benefit elections will carry over into 2026 — with one exception. If you want to contribute to a Flexible Spending Account (FSA) in 2026, you must make new elections during Open Enrollment.

The options you choose during Open Enrollment remain in effect for the entire 2026 Plan Year. This means any current coverage that continues 2026 — as well as new elections you make for 2026 — will be in place from January 1 through December 31, 2026. You do, though, have the ability to make certain coverage changes during the year if you experience a Qualifying Life Event (QLE). The interactive benefits guide covers QLEs in detail.

Call the GaBreeze Benefits Center at 877-342-7339 to speak with a GaBreeze Customer Care Specialist.

When you call the GaBreeze Benefits Center during busy periods, you will hear estimated wait times for your call to be answered. If the wait is too long, choose to receive a call-back or schedule a call for a more convenient time. You can also schedule an appointment ahead of time to speak with a GaBreeze Customer Care Specialist. You’ll receive reminders by text or email. Go to GaBreeze, or use the Alight mobile app, which can be downloaded on Google Play or the App Store, to book your appointment.

No. You will need to access the State Health Benefit Plan (SHBP) enrollment portal to make changes in your state health benefits.

Contact your entity’s Human Resources Department for assistance.

Yes, you should enroll in dental coverage during this year’s Open Enrollment. You must be enrolled in a dental option before retiring to qualify for retiree dental coverage.

If you are enrolling during this Open Enrollment, your retirement date must be effective on or after February 1, 2026, to be eligible for retiree dental coverage. During the Retiree Dental Option Change Period (ROCP), which is the same period as Open Enrollment each year, you can only make changes or discontinue your dental coverage.

GaBreeze

Go to GaBreeze. Click on “New User?” and follow the prompts to complete the login process. Note that when accessing GaBreeze, you should use the most current versions of the following browsers: Google Chrome, Firefox, Microsoft Edge, and Safari.

You can go to GaBreeze and request a password reset. If you aren’t sure of your log-in information, go online before Open Enrollment begins so that you’ll have it when you’re ready to sign up for benefits. If you have questions about the enrollment system, call the GaBreeze Benefits Center at 877-342-7339.

You must use the most current versions of these browsers to access GaBreeze and the enrollment system: Google Chrome, Firefox, Microsoft Edge, and Safari.

Call the GaBreeze Benefits Center at 877-342-7339, Monday–Friday, 8 a.m. to 5 p.m. ET.

Coverage changes

Go to GaBreeze or access the enrollment portal using Alight Mobile, which can be downloaded on Google Play or the App Store, by November 8 at 12:59 a.m. ET, to drop coverage for 2026. You can only discontinue coverage during Open Enrollment (October 20 at 1 a.m. ET through November 8 at 12:59 a.m. ET) unless you experience a Qualifying Life Event (QLE).

Yes, you can access the enrollment portal as many times as needed to make changes or review your enrollment. However, after November 8, 2025, at 12:59 a.m. ET, you can no longer change your 2026 benefit elections.

When you are on LWOP, you will receive a direct billing from GaBreeze for your flexible benefits. You must pay the premium(s) to avoid cancellation of your benefits. You can only discontinue flexible benefits coverage for 2026 during Open Enrollment (October 20 at 1 a.m. ET through November 8 at 12:59 a.m. ET). Upon return from LWOP, you will have 31 days to contact GaBreeze to re-enroll or make changes in your flexible benefits.

You must contact your Human Resources department to have your name changed in the system.

Dependents

Eligibility information for dependents can be found here or on GaBreeze. Generally, you can cover your legal spouse and dependent children through age 26. Disabled dependents that were disabled prior to age 26 may be eligible if they meet the requirements. However, you should refer to the eligibility information to see any special circumstances that might apply.

You must have legal custody or guardianship to enroll a grandchild in flexible benefits. Eligibility information for the Flexible Benefits Program can be found here or on GaBreeze.

You must provide proof to GaBreeze that your dependents meet the eligibility requirements for coverage under the Flexible Benefits Program. Be sure the names of your dependents are listed on your enrollment page and that you select the boxes next to their names to enroll them in coverage. If your dependent’s name is not checked, they will not have coverage for 2026. GaBreeze will prompt you if dependent verification documents are needed. You do not need to act until requested to do so.

Statement of Health

If a statement of health is required for enrollment in a benefit option, you’ll see prompts after you submit your elections. These prompts will appear on your Completed Successfully page, in your Reminders, and throughout the GaBreeze website. A detailed instruction guide is also available as a PDF on the GaBreeze website.

Confirmation

After you complete your enrollment on GaBreeze.ga.gov or using Alight Mobile, you will receive a Completed Successfully message along with a confirmation number. Please review your information, confirm that your elections and dependents are accurate, and print a copy to keep for your records.

If you enroll by phone with the GaBreeze Benefits Center, a confirmation statement will be emailed to your email address on file with GaBreeze. If there is no email address on file for you, a paper copy will be mailed to your home mailing address.

If the enrollment period has not ended, you can log back online and make changes. You will receive a confirmation of enrollment after you complete your enrollment. Be sure to review your statement. If you notice any errors, contact the GaBreeze Benefits Center immediately, at 877-342-7339.

Find Your WHY

Find Your WHY—in 2 minutes!

Life’s full of moments that matter. Your benefits should match them.

A few quick questions will reveal which flexible benefits connect to your world—and why they matter to you. You’ll get a personalized list of Flexible Benefits Program options worth exploring further.

Life’s Moments

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First enrollment? Act fast!

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Getting married soon?

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Going through a divorce?

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Planning to grow your family soon?

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Recently had a baby or adopted?

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Planning to adopt or going through fertility treatments?

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Buying or selling a new house?

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Juggling care for aging parents or kids?

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Have a disabled dependent child?

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Thinking about retirement soon?

Health & Wellness

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Family history of cancer or heart disease?

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Pregnant or living with special health care needs, or such chronic conditions as diabetes, heart disease, or stroke?

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Have an athlete in the family?

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Kids who wear eyeglasses?

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Love to travel?

Financial Protection

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People you love counting on you?

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Young and healthy—why bother with life insurance?

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Married to someone who works in a risky job?

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Want to make sure your income is protected if life throws you a curveball?

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Are you a planner who covers all the bases?

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Built up a lot of vacation and sick time?

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Taking regular medications or have ongoing medical expenses?

Please complete all required fields.

Disclaimer: This quiz provides general information only and is not binding advice or coverage recommendations. All benefit decisions are yours to make. If there are conflicts between this content and official plan documents, the plan documents prevail. This tool simply helps connect your life moments with available benefit options.

Ready to explore?

Based on your profile, here are the benefits that best fit you. Each one is designed to protect what matters most—your health, your life, and your family’s financial security.

Didn’t find your situation?

Thanks for taking the quiz! Even if none of these scenarios match your current situation, flexible benefits might still have value for you and your loved ones.

Here’s the thing: Life has a way of surprising us. Maybe you’re focused on your own needs right now, but these benefits can also protect your spouse, children, parents, or other family members. Sometimes the best benefits are the ones that cover the people we care about the most.

Consider this: Even if you’re healthy and secure today, benefits like dental and vision coverage, life insurance, or legal services might make sense for your family members. And rates for many coverage options are more affordable since they are offered at low group rates through Georgia’s DOAS Flexible Benefits Program.

Take a few minutes to browse all available options. You might discover something that fits perfectly, even if it wasn’t covered in this quick quiz.

Life’s Moments

Congrats! You have 31-days from your date of hire (or first benefits eligibility) to sign up for life and disability insurance — with no medical questions asked. If you miss this window, you may have to submit medical information or pay more if you choose to enroll in future years.

Marriage means new opportunities to protect your loved one. You have 31 days after your wedding to add your spouse to your benefits or make changes to your coverage.

Life changes mean benefit changes. You have 31 days after your divorce is final to update your coverage or beneficiaries. And don’t forget that you might find new coverage options to support you during this transition.

Having a baby or adopting can bring big costs — from medical bills to childcare. Smart planning now can help you avoid financial surprises later.

Good news! You have 90 days (not the usual 31) to add your new little one to your benefits. Don’t let this extended window slip by.

The Flexible Benefits Program includes option to enroll for Legal Benefits, which include adoption services. Hospital indemnity pays cash for planned procedures that might be involved. Plus, you have 90 days (not 31) to add your new child to benefits.

Legal benefits include unlimited attorney support for real estate transactions, mortgage reviews, and deed preparation. All covered for a low-monthly price—that is much less than what you’d pay for one hour with an attorney without coverage.

Whether you’re part of the “sandwich generation” caring for aging parents, or you’re working parents who need reliable childcare while you’re at the office—you’re managing a lot. There are benefits designed specifically for people balancing work and caregiving responsibilities.

Disabled children who became disabled before age 26 can be enrolled during Open Enrollment and stay on your benefits under special circumstances. Disabled dependents must meet eligibility requirements and you must submit supporting documentation within 31 days of enrollment during Open Enrollment.

Some benefits in the Flexible Benefits Program can follow you into retirement, but you need to plan ahead. Your coverage typically continues through the month after your last premium payment. You can extend some coverage through COBRA or by making arrangements directly with a benefits vendor.

Health & Wellness

You can’t change your genes, but you can prepare for what they might bring. Critical Illness and Cancer Insurance provide cash benefits you can use for anything you want — treatment, travel, or simple peace of mind.

Experiences like these can mean more care — and more cost. All dental options include added coverage, reimbursing copays and coinsurance for such services as cleanings or gum treatments. And, for ongoing medical or dental expenses, a Health Care FSA lets you save about 30% by using pre-tax dollars to cover eligible expenses.

From cheerleading to football, soccer to gymnastics, sports injuries can happen fast — and cost a lot. Accident Insurance pays cash benefits for injuries, ambulance rides, ER visits, and treatment. It even adds a 25% cushion of up to $1,000 for anyone injured while playing in an organized sporting event or supporting from the stands.

Active kids → broken glasses. Your Vision Care plan protects against wear and tear with no-cost upgrades like scratch-resistant coatings and protective eyewear. It also goes beyond the State Health Benefits Plan with annual eye exams and allowances for prescription glasses and contacts.

Adventure is great—until something goes wrong far from home. Accident Insurance with travel protection has your back when you’re exploring the world.

Financial Protection

Your loved ones depend on you — for today and all the tomorrows you’re building together. If you couldn’t provide for them, this group of benefits can help protect the dreams you have for their future.

Because you’re young and healthy. It’s the best time to get this benefit. It’s easy, affordable, and future you will be glad you did.

Construction, law enforcement, freelancing—some jobs carry higher risks. What happens if they can’t work due to injury or illness?

Illness, injury, or recovery can take you away from work — and put your paycheck on hold. Disability insurance can keep your income coming while you take time to heal.

You’ve likely protected your car and home — now protect your paycheck. Disability insurance can help keep your income secure when you can’t work due to illness or injury. And legal benefits can clear your path when you need it most.

Here’s a benefits hack: Choose the disability insurance option with a 30-day disability waiting period and pay nearly half the cost of the 7-day option. Use your saved time for the first 30 days at 100% pay, then disability kicks in. It’s the perfect option for state employees who accumulate leave.

Here’s a tip: Using the Health Care FSA can reduce your “net cost” by 20% to 35%. It’s a great way to keep more cash in your pocket.

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